Articles

See below for a series of articles I have written on a variety of subjects. If you have a suggestion for a subject you would like me to cover, please get in touch.

Base Rate Dropped to 4.25%
08May

Base Rate Dropped to 4.25%

Base rate dropped to 4.25% The Bank of England announced today that they are reducing their base rate to 4.25%.…

Case Study – Fixed Fees on Pensions
29Apr

Case Study – Fixed Fees on Pensions

Case Study – fixed fees on pensions I saw a case this morning where someone was looking for a better…

AI and Automation in Financial Planning: Friends, Not Replacements
27Apr

AI and Automation in Financial Planning: Friends, Not Replacements

AI and Automation in Financial Planning: Friends, Not Replacements Fitting the theme for this article, I actually asked ChatGPT to…

“Should I Buy Bitcoin?”
14Apr

“Should I Buy Bitcoin?”

“Should I Buy Bitcoin?” The last few years have seen the rise of a new phenomenon in the form of…

Happy New Year!
07Apr

Happy New Year!

Happy new year! “But Ian,” I hear you cry, “It’s April – the new year started months ago”. Quite correct,…

Financial Planning vs Asset Management
06Mar

Financial Planning vs Asset Management

Financial Planning vs Asset Management It may sound from the title like I am setting these practices against one another,…

Active vs Passive Investing
25Feb

Active vs Passive Investing

Active vs Passive Investing For anyone in the know about investing, you likely appreciate that it was only a matter…

End of Tax Year Checklist
17Feb

End of Tax Year Checklist

What to do at the end of the 2024/25 tax year.Read more ›

Helping Children Buy a House
28Jan

Helping Children Buy a House

How you can help your children to buy a house.Read more ›

Inflation Falls to 2.5%
15Jan

Inflation Falls to 2.5%

UK Inflation falls to 2.5% - what does that mean for you and your finances?Read more ›

End of Year Planning
06Dec

End of Year Planning

‘Tis the season to be jolly, and also a good time to review your finances.  After all, most of us…

Fixed Fees – Another Case Study
05Aug

Fixed Fees – Another Case Study

I was trawling through Facebook this weekend and saw a post in one of the professional networking groups I’m part…

Case Study – Benefits of Fixed Fees
01Jul

Case Study – Benefits of Fixed Fees

I was browsing the web this morning and saw a post from someone asking whether they were being offered a…

The Magic of Compound Returns
18Jun

The Magic of Compound Returns

What does compounding do for your returns, and how can you make sure that you benefit from the magic of…

My Illness – An Income Protection Story
07Jun

My Illness – An Income Protection Story

Some of you will already know that I had some health woes a few years ago, the effects of which…

All Time High
01May

All Time High

When is the best time to invest? Is it worth trying to time the market? What would you have done…

2024 Spring Budget
06Mar

2024 Spring Budget

It feels like only yesterday that we had our last Spring Budget, and here we go with another one.  Likely…

Ethical Inheritance Tax Planning
01Dec

Ethical Inheritance Tax Planning

Many of my clients hate inheritance tax, but accept that it is a necessity for society. Inheritance tax is currently…