Wealth Tax and You
Wealth Tax and You There has been a lot of talk recently about a wealth tax, including this recent poll with widespread support, and it has brought a lot of very strong opinions out from the woodwork. But what is …
Author: Ian Rex-Hawkes
I like to talk - way too much, in many cases!
Guest Article – Estate Planning and You
Passing the baton to the younger generation
Estate Planning and You A Guest Article by Agueda Estrada Calle This article has been written by Agueda Estrada Calle, a professional will writer I met through the Hillingdon Chamber of Commerce. She and I have interacted regularly at various …
Premiums Bonds – a Great Home for Emergency Cash
Cash - should you buy Premium Bonds instead?
Premium Bonds A Great Home for your emergency cash “Cash is king” is a common statement about the value of cash as a long term holding. As it happens, it’s a statement I generally disagree with if the interpretation is …
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Base Rate Dropped to 4.25%
Not actually the Bank of England, but pretty close
Base rate dropped to 4.25% The Bank of England announced today that they are reducing their base rate to 4.25%. Why, and what does this mean for your finances? The why is, as always, complicated. Generally we see base rate …
Case Study – Fixed Fees on Pensions
Case Study – fixed fees on pensions I saw a case this morning where someone was looking for a better deal with their pension planning. It made me realise the power of fixed fees for pensions once again, so I …
AI and Automation in Financial Planning: Friends, Not Replacements
ChatGPT Home Screen
AI and Automation in Financial Planning: Friends, Not Replacements Fitting the theme for this article, I actually asked ChatGPT to write the outline in my usual style. I have then done a little bit of editing, but hopefully you’ll agree …
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“Should I Buy Bitcoin?”
Bitcoin - should you buy it?
“Should I Buy Bitcoin?” The last few years have seen the rise of a new phenomenon in the form of cryptocurrencies. Of these, the oldest and most well known is Bitcoin (if you haven’t heard of it, here’s a Wikipedia …
Happy New Year!
Happy new year! “But Ian,” I hear you cry, “It’s April – the new year started months ago”. Quite correct, it did indeed, but for very obscure historic reasons the UK’s tax year starts on 6 April. As such, this …
Financial Planning vs Asset Management
Financial Planning vs Asset Management It may sound from the title like I am setting these practices against one another, but actually this article is intended to be something of a clarification of what each of those terms means. Hopefully …
Active vs Passive Investing
Active vs Passive Investing For anyone in the know about investing, you likely appreciate that it was only a matter of time before I wrote and article on active vs passive chosen style of investing. This has been a raging …
