End of Year Planning
‘Tis the season to be jolly, and also a good time to review your finances. After all, most of us have at least some free time coming up and are more likely to be surrounded by the family that we …
Category: Technical Articles
Fixed Fees – Another Case Study
I was trawling through Facebook this weekend and saw a post in one of the professional networking groups I’m part of. This specifically refers to St James’s Place, one of the largest restricted advice firms in the country. they may …
Case Study – Benefits of Fixed Fees
I was browsing the web this morning and saw a post from someone asking whether they were being offered a good deal when it came to financial planning. The rules of that site don’t allow me to step in and …
The Magic of Compound Returns
What does compounding do for your returns, and how can you make sure that you benefit from the magic of compound returns?
My Illness – An Income Protection Story
Some of you will already know that I had some health woes a few years ago, the effects of which will likely stay with me for the rest of my life. I was lucky enough to have employment when I …
All Time High
When is the best time to invest? Is it worth trying to time the market? What would you have done if you had capital to invest 20 years ago?
2024 Spring Budget
It feels like only yesterday that we had our last Spring Budget, and here we go with another one. Likely the last Budget before the general election, so this is the one with the highest chance of seeing gifts to …
Ethical Inheritance Tax Planning
Many of my clients hate inheritance tax, but accept that it is a necessity for society. Inheritance tax is currently the only wealth tax we have in the UK, so it is the only shield – however flawed – we …
Why Fixed Fees?
Part of my uniqueness is in the fact that I believe in fixed fees. This isn’t just a gimmick for initial fees with a percentage fee being sneaked in for ongoing fees – I genuinely believe that all financial advice …
The Hunt for Income
Recently I have been designing the firm’s Central Investment Proposition, and I ran into a perennial question. Where do we go for income these days? This is a question with many layers, and maybe it is worth starting with something …
