Estate Planning and You

This article has been written by Agueda Estrada Calle, a professional will writer I met through the Hillingdon Chamber of Commerce.  She and I have interacted regularly at various Chamber events for a couple of years now, and we each thought it  would be helpful to post content on each other’s website.  As such, if you like what you read here, please check out her website for more.

Agueda Says:

At Agueda Estrada Calle, we are here to help you plan with confidence. We specialise in Wills and Lasting Power of Attorney (LPA) services, ensuring your wishes are honoured and your loved ones are looked after.

Whether you are securing your legacy with a clear, legally binding Will, or arranging an LPA for Property & Finance or Health & Welfare, we are by your side every step of the way bringing peace of mind for whatever lies ahead.

A Will is one of the most important documents you’ll ever create yet over 60% of people in the UK don’t have one.

Writing your Will isn’t just about paperwork it’s about protecting your loved ones and making sure your estate is handled the way you choose.

Let’s take the worry out of ‘what if’ and bring you peace of mind for the future.

A properly drafted Will puts you in control. It allows you to:

• Protect your spouse, civil partner, or cohabiting partner
• Make meaningful provision for your children
• Take charge of how your property, estate, and even digital assets are managed
• Reduce or avoid unnecessary Inheritance Tax
• Support a cause close to your heart through charitable gifts

It’s about more than planning, it’s about peace of mind for the people and values that matter most.

Myths About Making a Will Busted!

Many people put off writing a Will because of some common and costly misunderstandings. Let’s clear them up:

“I’m married, so everything will go to my partner.”

Not always. Without a Will, the law decides who inherits and that might not reflect your wishes. A Will ensures your spouse or partner is properly protected.

“I don’t have anything to leave behind.”

You might have more than you think. From personal belongings to digital assets and sentimental heirlooms, a Will helps you decide where it all goes.

“I have told friends to look after my children.”

Verbal agreements aren’t legally binding. A Will allows you to legally appoint guardians for your children giving you peace of mind and avoiding family uncertainty.

“It is too expensive and time-consuming.”

Making a Will is often quicker and more affordable than people think especially when you have expert support to guide you.

“I am too young to make a Will.”

Wills aren’t just for the elderly. If you own anything, have children, or simply want control over your legacy, a Will is for you.

Planning your Will doesn’t have to be stressful or time-consuming. We’ll help you get everything sorted in just 3 to 5 working days, and we can provide extra copies if you need them. Our prices are fair, and we take the time to understand what matters most to you because your wishes deserve to be in trusted hands.

Lasting Power of Attorney (LPA)

What is a Lasting Power of Attorney (LPA)?

A Lasting Power of Attorney (LPA) is a legal document that lets you appoint someone you trust called an attorney (or several attorneys) to make decisions for you, or support you in making them, if you are ever unable to do so yourself.

Whether it’s managing your finances or making important health and care choices, an LPA ensures that your wishes are respected even if illness or injury affects your ability to speak for yourself.

At Agueda Estrada Calle, we make the process simple and supportive. We’ll guide you through every step, helping you safeguard your future with peace of mind.

Property & Financial Affairs LPA – Take control, even when you can’t

A Property and Financial Affairs Lasting Power of Attorney (LPA) allows you to choose someone you trust to handle important property and financial matters if you are ever unable to.

This could include:

• Managing your bank or building society accounts
• Paying bills on your behalf
• Collecting benefits, pensions, or income
• Making decisions about your property including selling your home

The property and financial (LPA) can be used as soon as it’s registered, on your behalf.

At Agueda Estrada Calle, we’ll help you put the right protections in place, so your finances stay in trusted hands, no matter what the future brings.

Health & Welfare LPA because life can change in an instant.

A Health & Welfare Lasting Power of Attorney (LPA) gives someone you trust the legal right to make health – personal decisions on your behalf but only if you’re ever unable to decide for yourself.

They can help with:

• Your daily care washing, dressing, eating
• Medical treatment and care choices
• Moving into a care home
• Life-sustaining treatment decisions

Health and Welfare (LPA) can only be used when you are unable to make your own decisions.

Start your journey to peace of mind today.

Liam Payne’s story is a heartbreaking reminder.

The former One Direction star passed away in 2024 at just 31 years old without a will. His £24.3 million estate is now being managed under UK intestacy laws. His young son, Bear, is the primary beneficiary, but his girlfriend, Kate Cassidy, was excluded because they were not married or in a civil partnership.

💔 Imagine your loved ones trying to guess your wishes while grieving.

📜 Without a will, the law decides.

✍️ With a will, you decide.

At Agueda Estrada Calle, we make the process simple, supportive, and personal so your voice is heard, even when you can’t speak for yourself.

Let’s protect what matters most together.

You’ve worked hard. Let’s protect what you’ve built.

Your wealth, your business, your legacy: it didn’t happen by accident. But without a Will and a Lasting Power of Attorney, everything you have built could end up in the wrong hands or tied up in legal confusion.

✅A clear Will ensures your estate is distributed the way you intended

✅ A Lasting Power of Attorney keeps trusted voices in charge if you ever can’t decide for yourself

At Agueda Estrada Calle, we help you put plans in place that reflect your life, your values, and your vision for the future.

Your legacy deserves more than guesswork. A Will puts your wishes in writing, where they belong. Take control today. Your peace of mind starts with a conversation.

Looking forward to reconnecting and helping you take this meaningful step with clarity and confidence.